Yavrio — Open Banking and embedded payments inside Business Central

Yavrio plugs Open Banking and embedded payments straight into Microsoft Dynamics 365 Business Central. Bank statements stop being a daily CSV download. Outgoing payments stop being a Bacs file uploaded to a separate banking portal. Reconciliation stops being a manual matching exercise. Vendor: Yavrio; UK-built; Microsoft AppSource certified; Amplio installs and supports.

What it does

  • Live bank feeds — Open Banking connection to 14,000+ banks across 19+ countries. Statements arrive into BC continuously, not on a daily-import schedule.
  • Embedded payments — initiate domestic and cross-border payments from BC's standard Payment Journal. No file export, no separate banking portal, no re-keying. Bulk payment runs supported.
  • Automated reconciliation — incoming statement lines match against open AR / AP entries automatically. Match-rate depends on your data hygiene; clients we've deployed for typically land 80–95%.
  • Card payments — accept, settle and reconcile card receipts inside BC.
  • FCA-aware — built on regulated Open Banking infrastructure. Consent management, encryption, and audit trail meet UK / EU regulatory expectations.
  • BC Essentials and BC Premium — both supported. Cloud BC and the latest on-prem BC versions covered.

Why we recommend it

If you've ever watched a finance team start the morning by logging into the bank portal, downloading a CSV, importing it to BC, and hand-matching against the suggested-application list — Yavrio collapses that to a refresh button. The economics are linear: hours-per-month on bank work × your finance team's loaded cost. Most clients break even on the licence inside the first quarter, just on time saved. The downstream wins are a tighter cash position visibility (live, not yesterday's close) and fewer reconciliation breaks at month-end.

The Amplio service wrap

Typical install is 1–2 weeks plus a few days of bank-by-bank consent setup (every bank account in scope needs the account holder to authorise the Open Banking connection — that's a regulatory floor, not a vendor lag). We handle the BC AppSource install, bank-account configuration, payment-journal mapping, reconciliation-rule tuning, and finance-team training. First-line support sits with us; escalations go to Yavrio.

Best fit for

  • UK and European businesses on BC where finance still does daily bank-statement imports.
  • Anyone running supplier payments via Bacs file upload to a banking portal.
  • Multi-bank groups wanting one consistent reconciliation workflow inside BC.
  • Organisations whose bank-rec breaks slow down their month-end close.
  • Cash-conscious operators who want a live cash position without an analyst maintaining a spreadsheet.

Not the right fit if

  • Your bank isn't on the Open Banking network. Some non-UK / non-EU banks aren't covered yet — check the supported-banks list before committing.
  • Your transaction volume is so low that the licence cost outpaces the labour saved. We'll be honest about this on a scoping call.

Pricing & procurement

Subscription, tiered by transaction volume and number of bank accounts. AppSource purchase or via Amplio. Implementation is fixed-package against your account count.

Frequently asked questions

Are you the reseller, or do we buy direct from Yavrio?

Both work. Amplio is a Yavrio partner; we can procure the licence under our agreement or you can buy direct on AppSource. We don’t insist on margin on the licence.

What’s the cheapest Yavrio tier?

The single-account, low-volume tier starts at around £100/month. Pricing scales by transaction volume and number of bank accounts connected.

Can we trial Yavrio first?

Yes — AppSource ships Yavrio with a 30-day trial. We can stand up a sandbox BC tenant connected to a test bank account so the trial reflects real reconciliation flows.

Not the right fit if our bank isn’t on the Open Banking network?

Correct — Yavrio works through the Open Banking network (UK + EU). If your primary bank isn’t covered, Yavrio won’t help. We’ll check this against your bank list during scoping before you commit to a licence.

How long does a Yavrio implementation take?

1–2 weeks for a single-account install. Fixed scope, fixed go-live date. Multi-account and multi-currency setups are quoted by account count.

Does Yavrio replace BC’s bank reconciliation?

No — Yavrio enriches it. Native BC bank reconciliation works on uploaded statements; Yavrio automates the upload via Open Banking and adds embedded payment initiation. Same reconciliation engine, less manual work.

Get a Yavrio quote Visit yavr.io

Or email ContactUs@AmplioSolutions.co.uk directly.